National Standard Open API Payment (SNAP) at BCA
SNAP-BASED BCA API
What is the BCA National Open API Payment Standard (SNAP)?
SNAP is the National Open Application Programming Interface (API) Payment Standard developed by Bank Indonesia for API payments. SNAP was established by Bank Indonesia for the first time through the Decree of the Governor of Bank Indonesia Number 23/10/KEP.GBI/2021 on 16 August 2021.
The standards set by Bank Indonesia include:
- Data Standards and Technical Specifications
- Technical and Security Standards
- Governance Guidelines
Why Use the SNAP-Based BCA API?
SNAP-based BCA API makes it easy for you to be integrated with every API service provider because each provider abides by the same standards.
SNAP-Based BCA API
SNAP-Based BCA API is BCA API that has been adapted to the National Open API Payment Standard set by Bank Indonesia.
Adjustments are made from the governance aspect which includes the cooperation mechanism and technical standards covering the API request and response format.
BCA API that has been SNAP standardized are:
- Balance Inquiry
- Bank Statement
- Intrabank Transfer
- Interbank Transfers
- Transaction Status Inquiry
- External Account Inquiry
- Transfer Failed Notification
- Virtual Account
- Transfer to Virtual Accounts BCA
- QRIS MPM
- OneKlik
- API Internal Account Inquiry
- API Shared Biller
Who Are the Users of the SNAP-Based BCA API?
SNAP-based BCA API users are BCA API users with a PJP (Payment Service Provider) license or non-PJP users who use API for the benefit of their customers.